VestLens Terms of Service
Last updated: October 27, 2026
These terms are an agreement between you and Akshay Rakheja, operating as VestLens ("VestLens", "we", "us"). By using vestlens.com, the VestLens dashboard, or the VestLens connector in an AI assistant, you agree to them.
1. What VestLens is
VestLens is a read-only tool that shows information about your investment accounts, using data from your brokerage through SnapTrade. VestLens:
- does not place trades, cancel orders, or move money;
- does not open accounts or change brokerage settings;
- does not provide investment, tax, legal or financial advice, and is not a registered adviser or dealer.
Nothing VestLens shows is a recommendation to buy, sell or hold any security. Make your own decisions or consult a qualified professional.
2. Who can use it
You must have reached the age of majority in your province or territory and be able to enter into a binding agreement. VestLens is offered to users in Canada.
3. Accepting these terms
Before VestLens reads any of your brokerage data, you need to accept three documents on vestlens.com, in the dashboard or on the page shown when you connect an AI assistant: these terms, the privacy policy, and the data-sharing notice, which explains what VestLens sends to the AI assistant you use. Each is accepted separately. If you use VestLens in an AI assistant before accepting all three, it won't read your brokerage data and will point you to the dashboard to accept.
Before you connect a brokerage, you also need to accept SnapTrade's end-user terms, because SnapTrade provides the brokerage connection.
If we change one of these documents in a significant way, we may ask you to accept that document again. Until you do, VestLens in an AI assistant won't read your brokerage data; accepting restores access right away.
4. Your account
You're responsible for activity under your VestLens account and for keeping your sign-in secure. Tell us at support@vestlens.com if you think your account has been misused.
5. Third-party services
VestLens relies on services we don't control, including SnapTrade (brokerage connection), your brokerage, and any AI assistant you connect. Your use of those services is governed by their terms. You're responsible for making sure that connecting your brokerage through SnapTrade is permitted under your brokerage's terms. We aren't responsible for third-party services being unavailable, changing, or providing incorrect data.
VestLens is not affiliated with or endorsed by Wealthsimple or any other brokerage.
6. Accuracy of information
VestLens shows data as your brokerage reports it. Data may be delayed, incomplete or wrong. Figures converted to Canadian dollars are estimates based on Bank of Canada exchange rates and are labelled as such. News and filings come from third parties. Always confirm important figures in your brokerage before acting.
TFSA and FHSA room and concentration checks use the numbers you give us. VestLens can't see your records at the CRA or at other institutions, so its room figures are only as accurate as what you entered. Confirm your room in CRA My Account before contributing.
7. Acceptable use
Don't misuse VestLens. In particular, don't:
- access accounts that aren't yours;
- try to break, overload, scrape or reverse-engineer the service;
- use VestLens to break the law or anyone else's terms.
8. Price
VestLens is currently free. If we introduce paid features, we'll tell you in advance and you won't be charged without agreeing. Joining a waitlist for a planned paid feature, such as Tax Pass, costs nothing and doesn't commit you to buy it.
9. Disclaimers
To the extent the law allows, VestLens is provided "as is" and "as available", without warranties of any kind, including fitness for a particular purpose and uninterrupted or error-free operation.
10. Limitation of liability
To the extent the law allows, VestLens is not liable for any indirect, incidental or consequential loss, or for investment losses or decisions you make based on information VestLens shows. Our total liability for any claim is limited to the greater of the amount you paid us in the 12 months before the claim, or CAD $100.
11. Ending your use
You can stop using VestLens at any time and delete your data from your Account page. We may suspend or end access if you break these terms or if we stop offering VestLens, with notice where reasonable.
12. Changes
We may update these terms. We'll post the new version here with a new date and, for significant changes, notify you in the app. Continuing to use VestLens after a change means you accept it.
13. Governing law
These terms are governed by the laws of Ontario and the federal laws of Canada that apply there, subject to any consumer protection rights you have where you live.
14. Contact
Version 2026-10-27.